Sioux falls cares application

South Dakota Housing Development Authority

SD Cares Homeowner Assistance Program at Sioux Falls - No Physical Site

Physical Address: No Physical Address Sioux Falls, SD 57105 605-339-4357 Hours of Operation Applications currently being accepted. Coverage Area South Dakota

Program Information

Mortgage and utility assistance for South Dakota residents through Homeowner Assistance Fund (HAF).

Mortgage assistance: This program is a LOAN program, up to a maximum of $25,000, will be in the form of a zero-interest loan, payable when the property is either transferred/sold or refinanced. Applicants will be required to contact their mortgage service provider to determine if other alternatives are available. Homeowners in need of immediate assistance should contact their loan servicer to discuss alternative options to prevent foreclosure or a HUD-approved Counseling Agency .

Available utility assistance is not a loan, but a grant, so utilities will NOT have to be paid back.

Must meet the following criteria:

Income qualifications (vary by county)
Household has experienced a significant financial hardship due to COVID-19 on or after January 21, 2020. (Must be COVID-related)
Household can demonstrate a risk of housing instability or homelessness which may include a past due utility or mortgage notice.

To receive additional funding after their original assistance period has passed applicants should not complete a new application. They will be notified by email when they become eligible to reapply and they can log on to their applicant dashboard to reapply. Applicants are also free to reach out to their caseworker directly with questions about additional funding.

Eligibility

Must be a homeowner;Have income at or below 100% of AMI for respective county;Have a financial impact due to Covid-19 on or after January 21, 2020;Owe past due utilities or mortgage notice.

Disabilities access

Form is available online.

Required Documents

Photo ID (Driver's License or State/Tribally Issued ID);Copy of current agreements and your past due bills;Proof of Income;Documentation proving financial hardship;Other if requested

Application Process

Verify eligibility requirements and begin the online application process.